An Affordable Healthcare Option for Gynecology in Las Vegas

Jun 08, 2022

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An Affordable Healthcare Option for Gynecology in Las Vegas

How much are you paying for your healthcare? Healthcare in the United States is expensive. In fact, it’s so expensive that over 90% of Americans purchase or apply for medical insurance just to offset the cost of care.

If you’re looking for an affordable alternative to the traditional model, we have great news for you–it is possible to get affordable OBGYN care in Las Vegas–even without health insurance. Let’s review the traditional model of healthcare expenses that we’ve all begrudgingly accepted up until now, and then we’ll cover the new path forward.

The Traditional Cost of Medical Care

Do you know how much your next doctor appointment will cost you? If you’ve ever called ahead to get a quote, you likely got a confusing answer or none at all. Seeing your doctor in the traditional sense can be expensive and many factors influence your out-of-pocket cost, even for a simple diagnostic exam with your Las Vegas gynecologist, such as:

  • Duration of visit
  • Complexity of visit
  • Geographical location
  • First time patient versus follow-up visit
  • Additional services performed during the visit
  • Facility and equipment fees
  • Health insurance

All factors considered, without health insurance, you’ll likely pay between $200 to $500 after all is said and done for just a simple appointment at a brick-and-mortar facility. Even with health insurance, you’ll still be on the hook for paying a large sum of cash until you exceed your deductible. That’s just for one appointment; imagine if you had an ongoing condition requiring regular physician monitoring–this paints the picture clearly of why health insurance came into existence.

Related: No Health Insurance? No Problem.

The Cost of Health Insurance

Health insurance was originally designed to help offset the patient’s out-of-pocket costs for medical expenses. It generally works like this:

  1. You pay a monthly premium to the insurance company
  2. You receive care from a participating doctor at a discounted rate
  3. You pay 100% of the care until meeting a deductible amount agreed upon with the insurance provider
  4. You pay a portion (for example, 20%) of qualified medical bills after your deductible is met
  5. Your insurance covers 100% after you meet your out-of-pocket max

While you can get health insurance on your own, if you’re working a traditional job, you probably depend on your employer for your health insurance. Many employers offer to subsidize a portion of a health insurance plan as an employee benefit. If this isn’t an option for you, you may have looked into the government marketplace.

If you’ve checked out the plans and pricing, you’ll quickly realize how unaffordable medical insurance has become. Family premiums are over $400 per month for plans with a high out of pocket max and high deductibles–both exceeding $8,000 per year. That means you could spend as much as $5,000 per year on premiums plus another $8,000 on healthcare for a total of $13,000 per year. This model has become unsustainable.

Telemedicine Brings an Affordable Option to the Table

Luckily, there is a new model for affordable healthcare and technology is paving the way. The acceptance and advancement of telemedicine, a new way to see your doctor, has been drastically accelerated by the pandemic. Virtual doctor visits are creating a new alternative to the traditional model of unaffordable medical care. There are many reasons telemedicine makes healthcare more affordable, including:

  • No physical facility expenses drives operating costs down
  • No health insurance required
  • No geographical barriers within each state
  • Transparent pricing up-front
  • Healthy competition among facilities to earn your trust in meeting healthcare needs

Besides the cost savings, there are countless other benefits to moving healthcare visits online including time savings, elimination of the commute, less disruption to your routine, privacy, comfort, and much more.

Related: Telemedicine: An Advantage for Patients & Providers of Prenatal Care 

My Virtual Physician’s Las Vegas OBGYNs

So how much will an appointment with one of My Virtual Physician’s Las Vegas OBGYNs cost you? Our pricing is simple and transparent. We offer appointments as needed for a flat rate for quick things like renewing your annual prescription or getting a UTI treated. If you have ongoing care needs, we offer individual, family, and employee membership levels that allow unlimited visits for a flat fee. You can explore our current rates here, where you’ll find all of our pricing transparently available to you.

With My Virtual Physician, you won’t need to pay insurance premiums and there are no surprises about how much the appointment will cost. We promise our patients affordable access to the best Las Vegas gynecologists right from the comfort of your own home.

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Healthcare doesn’t have to be unaffordable. The old model is breaking down and being replaced with one that works for both patients and providers. My Virtual Physician is proud to be a quality Las Vegas OBGYN provider that anyone can afford.